*The above chart uses a $500 deductible. Higher deductibles and coverage limits are available.

Your homeowner’s policy isn’t protecting your guns the way you think.

Most homeowner’s policies lump every gun in with your cash, jewelry, and fine art, then cap theft for the whole lot. Worse, filing a gun claim can put your entire homeowner’s policy at risk of non-renewal. A dedicated policy removes the cap, pays first, and keeps that claim off your homeowners entirely.